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Insurance Information


Brought to you by ARF Singapore Pte Ltd (ARF), Loola has effected a program underwritten by American Home Assurance Company (Rebranded to CHARTIS) exclusively for our group guests (to Bintan and our other regional destinations, group size must be at least 20 pax, all between 7 and 75 years of age).

$ 10 per person will insure you for up to 3 days, and another $ 3 per person per day will insure you for longer trips to all on all our Indonesia and Thailand programs.

The benefits of this plan are briefly summarized below, however, you are advised to read the Policy wording for actual terms and definitions. Please note that while definitions and terms are as defined in this policy wording, the maximum insured amounts and clauses/benefits vary. Where they differ, the amounts and benefits printed on the ferry booking form (and on this web-page) apply.

In the event of an emergency, or if you wish to make a claim, please follow this action and claim flow chart. (You should print this document and bring it along on your trip).

In the event you wish to make a claim later upon return to Singapore, simply download the CHARTIS claim form, and follow the procedures as outlined in the document mentioned above.

Important note for schools: many schools ask us if the cancelation benefits will apply in case of a MOE/MFA travel advisory or ban. The official answer is NO, and this is apparently the case for ALL travel insurances: They all feature the exclusion: "Any loss caused directly or indirectly by government regulations or control". But then again, if MOE/MFA would come out with strong advisories, it would likely be because of riots, strikes, or natural disasters, and in such case the insurance DOES COVER you for cancelation. However, please do read the important disclaimer at the bottom of this page!


BENEFITS
For definitions and terms, see Policy wording. Where the numbers differ, those in this table apply.

SGD $ LIMITS
(per person)

Emergency medical evacuation or repatriation
Accidental death and permanent disability
Medical, Accidental Dental
Note: only $ 5000 when you return to SG! (**)
Hospital (abroad) confinement @ $ 200 per day
Compassionate Visitation Benefit
Trip cancellation expenses
Trip curtailment
Loss of personal baggage (max $ 1000 per article)
Loss of personal money & travel Documents
Personal Liability

Unlimited
100,000
100,000
5,000
5,000
1,000
1,000
1,000
1,000
1,000
100,000

Conveyance limit: $ 5 million
(this means that for every means of transport, like a ferry, a taxi, a boat, etc, overall payout to the insured passengers is limited to $ 5 million).

(**) important disclaimer: Loola is not an insurance agent and we (most fortunately!) have had very little experience with guests claiming. We are glad that Chartis has decided to be more upfront about the limits of medical insurance upon return to Singapore (All travel insurances have these generous looking compensations for medical expenses but often fail to highlight to clients that these generous limits only apply when the clients remain in the country where they travelled!). We do not claim to have full understanding of the fine print of the CHARTIS insurance. What we have done is simply ask the travel industry what they considered to be the best travel insurance. The consensus seems to be the above. However, if you are in doubt about any of the terms, you should contact ARF at 6377 6646, and in the event of emergency assistance, the 24-Hour emergency hotline number is +65 6734 5665, referring to the LooLa Adventure Resort policy (or policy number 501 000 2972)

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Loola Adventure Resort